eMACH.ai
Treasury
AI First, Unified Treasury Platform for a Connected Ecosystem
A unified, real-time, contextual and most advanced cross asset platform that streamlines operations and maximises profitability
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Case study
Built for Enterprise-Grade Treasury Operations
Trusted by banks to run mission-critical treasury functions with accuracy, resilience, and full control across markets and balance sheets.
12
PBCs – Packaged Business Capabilities
38
Microservices
303
APIs
48
Events
Treasury Decisions Demand Speed, Accuracy, and Control
Bank treasury teams operate in a volatile environment shaped by intraday liquidity pressures, market movements, and regulatory scrutiny. Fragmented systems and manual processes limit visibility and slow decision-making.
Real-Time Balance Sheet Visibility
Gain instant insight into cash, liquidity, and exposures across entities and currencies.
Optimized Funding & Liquidity
Improve funding decisions with integrated liquidity and cash flow intelligence.
Reduced Market & Operational Risk
Automate controls, limits, and workflows to minimize errors and exposure.
Regulatory & Reporting Confidence
Support treasury reporting and compliance with accuracy and auditability.
Overview
A Unified Platform for End-to-End Treasury
A modern treasury platform unifies positions, cash flows, and risk—enabling proactive decisions, stronger governance, and resilient balance sheet management.
eMACH.ai Treasury is a single platform, real-time, contextual, cross-asset solution designed for the next generation of treasury transformation. It provides a comprehensive, integrated suite of capabilities that cuts across the Front Office, Mid Office, and Back Office, empowering banks to optimize liquidity, maximize profitability and streamline operations.
In an era of extreme macroeconomic volatility, eMACH.ai Treasury provides more than just a platform, it delivers a durable operating model for the modern bank. By unbundling the treasury value chain into a single, real-time, contextual ecosystem, we allow you to move from reactive trading to proactive, data-driven decision-making. Built on a cloud-neutral, API-first architecture, it ensures a 360-degree view of risk and liquidity, empowering you to maximize returns within defined risk parameters while achieving unprecedented levels of Straight-Through Processing (STP)
By integrating seamlessly with core banking, payments, liquidity management, cash flow forecasting, and capital markets systems, the solution enables straight-through processing and informed decision-making.
Configurable workflows, real-time analytics, and embedded controls empower treasury teams to manage complexity, optimize balance sheets and respond quickly to market and regulatory demands.
ISO 27001 Certified | SOC 2 Type II Compliant
| PCI DSS Compliant | SWIFT Partner
Enterprise-grade security and compliance standards
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Treasury
Central Intelligence Hub
3x faster
time-to-market with composable platforms
95%+ STP
reduces cost-per-trade by 60%
89%
of limit breaches prevented
73%
reduction in manual review
Liquidity & Cash Position Management
Monitor intraday and end-of-day liquidity across accounts, entities, and currencies.
Funding & Interbank Operations
Manage borrowings, lendings, placements, and interbank transactions efficiently.
Investment & Portfolio Management
Track treasury investments, securities, and yields with real-time valuation.
Risk, Limits & Controls
Enforce exposure limits, counterparty controls, and risk policies automatically.
Accounting & Treasury Reporting
Automate postings, valuations, and treasury-related financial reporting.
Dashboards & Analytics
Access real-time dashboards for positions, exposures, and performance metrics.
KEY DIFFERENTIATORS
What sets eMACH.ai Treasury apart
Modern design principles that deliver fundamental advantages over legacy, monolithic systems
Composable “Zero-Waste” Architecture
The Difference: Unlike closed “black box” systems, eMACH.ai Treasury is built on a cloud-native, microservices architecture with loosely coupled business components.
The Advantage: Provides unparalleled flexibility to integrate with existing ecosystems and adapt to changing business needs without vendor lock-in.
Business Process Excellence
The Difference: Design your own treasury workflows that match your unique business processes. by utilising a powerful rule engine to automate complex operational flows seamlessly through configurations.
The Advantage: Reduces manual intervention, enables greater control and allows for faster adaptation to new products or evolving regulatory procedures.
Federated Framework for Operational Autonomy
The Difference: A federated architecture designed for the demands of a growing global bank, that provides operational autonomy to different business units without losing centralized control.
The Advantage: Ensures consistent performance and stability regardless of user numbers or market activity, ideal for growing global banks.
The “Trade Nervous System” (AI Compliance)
The Difference: Features a future-ready, AI-powered compliance engine that actively oversees transactions at the product, currency, dealer, and portfolio levels.
The Advantage: Enables a shift from reactive, post-transaction reviews to a proactive, preventative risk management posture, ensuring operations are always secure.
Trader-Centric Contextual UX
The Difference: Features role-intuitive navigation and a contextualized UI/UX tailored specifically to the user’s function (Front, Mid, or Back Office).
The Advantage: Enhances individual productivity and significantly reduces the learning curve for high-stakes trading and settlement tasks.
Comprehensive Limits & Control Framework
The Difference: A robust framework featuring 85 pre-defined limits with drill-down capability to the individual transaction level.
The Advantage: Empowers the risk function to become a strategic partner by monitoring utilization and risk exposure in real-time.
FAQs
Frequently Asked Questions
How does eMACH.ai Treasury solve the rigidity of monolithic treasury systems ?
Our architecture is built on Composable, API-First, and Cloud-Neutral principles. Unlike closed “black box” systems, eMACH.ai unbundles treasury into loosely coupled business components. This allows banks to adapt to new market changes and integrate with a broader ecosystem—from core banking to market data providers—without vendor lock-in.
Can the platform handle real-time decision support for traders ?
Yes. The platform provides trader-centric decision support through dynamic blotters for real-time position, cash flow, and P&L management. Dealers gain immediate visibility into how every trade impacts risk exposure and profitability, moving from reactive trading to proactive, data-driven strategies.
What is the “Trade Nervous System” and how does it utilize AI ?
The Trade Nervous System is an AI-powered compliance engine at the heart of our Mid Office module. It provides multi-dimensional monitoring across product, currency, dealer, and portfolio levels. It automates compliance checks against complex internal policies and global regulations, flagging breaches in real-time to move your bank to a preventative risk posture.
How does the platform achieve over 95% Straight-Through Processing (STP) ?
Operational excellence is achieved by automating the entire deal lifecycle—from trade capture in the front office to settlement and accounting in the back office. By eliminating manual reconciliations and utilizing rule-based dynamic engines, banks can drastically reduce processing costs and minimize operational risk.
How does the solution integrate with market data feeds like Reuters or Bloomberg ?
Integration is seamless via our iTurmeric Composability and Integration Studio. This layer acts as the central nervous system, featuring an API Marketplace with out-of-the-box adapters for major market data providers. This ensures a true 360-degree view of operations with faster, more reliable connectivity.
What impact has the platform had on end-of-day (EOD) processing times ?
The impact is transformative. For example, a leading Middle East bank implemented our STP-led process and successfully reduced its end-of-day processing time from 2 hours to just 13 minutes. Another institution saw a 50% reduction in manual interventions, enabling them to expand into new financial products.
Can we manage Asset Liability Management (ALM) within the same platform ?
Absolutely. The platform includes a Contextual ALM module that monitors and optimizes interest rate exposure and liquidity across the enterprise. This integrated approach prevents the fragmented view of risk often found in siloed technology landscapes.
What does an agile implementation timeline look like ?
We follow a risk-mitigated agile delivery model focused on speed-to-value. This involves 3-4 week sprints with an MVP (Minimum Viable Product) focus to ensure core components go live faster. Implementation is driven by “joint squads” comprising experts from both the bank and Intellect to ensure total alignment.
Our architecture is built on Composable, API-First, and Cloud-Neutral principles. Unlike closed “black box” systems, eMACH.ai unbundles treasury into loosely coupled business components. This allows banks to adapt to new market changes and integrate with a broader ecosystem—from core banking to market data providers—without vendor lock-in.
Yes. The platform provides trader-centric decision support through dynamic blotters for real-time position, cash flow, and P&L management. Dealers gain immediate visibility into how every trade impacts risk exposure and profitability, moving from reactive trading to proactive, data-driven strategies.
The Trade Nervous System is an AI-powered compliance engine at the heart of our Mid Office module. It provides multi-dimensional monitoring across product, currency, dealer, and portfolio levels. It automates compliance checks against complex internal policies and global regulations, flagging breaches in real-time to move your bank to a preventative risk posture.
Operational excellence is achieved by automating the entire deal lifecycle—from trade capture in the front office to settlement and accounting in the back office. By eliminating manual reconciliations and utilizing rule-based dynamic engines, banks can drastically reduce processing costs and minimize operational risk.
Integration is seamless via our iTurmeric Composability and Integration Studio. This layer acts as the central nervous system, featuring an API Marketplace with out-of-the-box adapters for major market data providers. This ensures a true 360-degree view of operations with faster, more reliable connectivity.
The impact is transformative. For example, a leading Middle East bank implemented our STP-led process and successfully reduced its end-of-day processing time from 2 hours to just 13 minutes. Another institution saw a 50% reduction in manual interventions, enabling them to expand into new financial products.
Absolutely. The platform includes a Contextual ALM module that monitors and optimizes interest rate exposure and liquidity across the enterprise. This integrated approach prevents the fragmented view of risk often found in siloed technology landscapes.
We follow a risk-mitigated agile delivery model focused on speed-to-value. This involves 3-4 week sprints with an MVP (Minimum Viable Product) focus to ensure core components go live faster. Implementation is driven by “joint squads” comprising experts from both the bank and Intellect to ensure total alignment.
Customer Success Stories
Delivering Tangible Impact Across Global Banks
Reimagining CSGL management with Intellect’s eMACH.ai Treasury solution
Our client is a leading financial institution in India, renowned for its extensive portfolio of banking and financial services, including personal finance, investment banking, life insurance, and wealth management. With a vast network of branches across the country and a strong global presence, the bank serves a diverse clientele of corporate and retail customers. Committed to innovation and operational excellence, the client sought to modernize its Constituent Subsidiary General Ledger (CSGL) operations to address inefficiencies and enhance risk management.
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