Transformation Overview
The Reserve Bank of India (RBI), the systemic backbone of India’s financial infrastructure with a balance sheet of ~USD 0.92 trillion , modernized its mission-critical operations by upgrading from Intellect Quantum (eKuber 1.0) to the next-generation eKuber 2.0. This transformation leveraged a carefully architected co-existence framework over 21 months to replace legacy monolithic systems with a highly composable, eMACH.ai-based cloud-native architecture. Deployed on a private enterprise cloud using containerized Tanzu and IBM Z16 infrastructure, the platform supports 450+ financial institutions and 51+ government entities, facilitating 24x7x365 uninterrupted national financial operations.
Business Impact
● The transformation established RBI as one of the world’s most technologically advanced central banks:
● Scale: Successfully handles ~1.2 billion annual transactions and ~997 million government
payments/receipts
● Performance: Achieved benchmark throughput of 113M+ transactions per day with 85%+
Straight-Through Processing (STP)
● Efficiency: Processes a value of ~USD 1.35 trillion in ePayments/eReceipts at a low cost of
~₹0.39 per transaction
● Resilience: Delivered 100% uptime with zero disruption during the system migration and policy
execution
